Friday, June 20, 2014

Different Types of Seattle Business Insurance You can Choose From


A business is a personal asset that needs an utmost protection, whether you are an owner of an entire venture or just a part of it. Your life could depend on it that is why it is just right for you to obtain a Seattle business insurance. The policies bring more than more than just financial security to your business, especially if you have the right type of insurance for your business.

What are the different types of business insurance that are available in the Seattle areas? Read through the article and learn about the different types and see which one is perfect for your business.

1. Business Owner Coverage – this type of insurance for business is provided to protect the company if ever accidents happen like fire and related disasters. This type of coverage is somehow similar to liability protection in a certain level.

2. General Liability Insurance – this type of insurance covers for expenses that are used to pay for legal matters. The issues, including occupational accidents and injuries, can be covered by this policy. Also other expenses related to negligence claims, third party property damage, and legal issues such as libel and slander, may also be covered by this type of insurance.

3. Product Liability Insurance – this specific type of coverage protects your business from the expenses brought about by company losses due to safety standards of the product that were not considered. Product defects may cause injuries to employees or customers that the company may need to take responsibility of.

4. Commercial Property Insurance – this covers for the losses that the business may get due to mishaps including fire, smoke, vandalism, and natural catastrophe like wind and hail storms. Damages to the business that are brought about by civil disobedience can also be covered in this type of insurance plan.
This type of business insurance can come in two main forms. There is a type of property insurance that all risks that come with the business. Another type only includes specific situations to cover. 

5. Home-based Business Insurance – this type of business insurance is combination of coverage for both home and business risks. Businesses that are specifically home based may benefit largely in this type of insurance. However, this policy only covers for property damages. The owner may need to get a separate insurance specifically for issues about general and professional liabilities.

6. Errors and Omissions Insurance – this is also known as the professional liability insurance. This covers for matters that are related to malpractice, errors, and negligence on your part, as a business or a practitioner.

You can now grow your business with peace of mind. Find a trusted Seattle business insurance provider today. It would be easy to look for them as they are freely available over the internet. Make sure that you review the different types of business insurance. Choose the one that fits best with the needs of your company. If you are not sure which type to use for your business, you may consult an insurance company. They will be able to tell you which type of insurance can help you maximize the protection for your business.

Tuesday, June 10, 2014

Annuity Burglary Trial Set for June 23


Annuity Burglary Trial Set for June 23

The prosecutor asks for more time to collect annuity contracts from nine insurance companies...




Monday, June 9, 2014

Security Brought by Top Life Insurance Company in Seattle

People nowadays worry too much about their life insurances. They often make hard dilemmas out of them, when in fact they shouldn’t. Most people may think that it is too expensive to get a life insurance, more so from a top life insurance company in Seattle. If you look at it a little closer, you’ll realize that what you should focus more on is the type of security that insurance companies can offer you.

Just what do you get when you pay for a life insurance? First of all, the policies will be able to protect your family in any case inevitable things happen. Life insurances basically cover your income, educational expenses for your children and final expenses or costs for your burial in case of your death. It actually prepares you for something that is highly unexpected. Your life insurance can actually save your family from an added burden brought about your death.

If you are insured, you will have the peace of mind knowing the your family’s future is already secured. Life insurance more than just leaving money for your family to spend. You are actually giving them the security of living a good life as if you are still with them. Your insurance plan can cover for your funeral and burial expenses. Funerals are normally very expensive and a family that is not prepared enough for a loved one’s death may be troubled all the more. You are actually saving your family from more financial and emotional burden if you are gone.

Your policy can also cover for your mortgages. The bank will not need to reclaim the property from your family because the insurance can cover for the needed payments. Not only that, if you have left assets for your family, they will be protected as well.

Most insurances do not only offer you and your family favors when somebody in the family dies. Some types of policies actually allow you to borrow cash from the funds that you have already built up for your insurance. In case of emergency, you can convert a part of your insurance fund to a cash value. The policy can also serve as a long-term care insurance after you retire.

The fact that you have found a top life insurance company is an evidence enough to show you that the industry is stable and highly regulated. This is the kind of existing security that most people do not notice. They are often too afraid to pay for insurance that they might not be able to use. If you choose to get insurance from a trusted company, you can rest assured that your life and your family are protected well.


 Having competition in the market is just normal. It actually drives companies to strive hard and make better programs for their clients. Companies would not allow that single reason to put them down. They are more focused in strengthening their company and serve you better. In general, the top life insurance company in Seattle protects your family from being indebted in any case you depart.

Tuesday, June 3, 2014

Sad Tale Shows Value of Life Insurance


Sad Tale Shows Value of Life Insurance

When a 39-year-old husband and father died suddenly of a heart attack, he left behind no life insurance and a family struggling to give him a proper funeral and move on with their lives...